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The travel and tourism industry is a massive global industry that caters for the needs of those who have to travel away from home in terms of providing facilities and services like hotel accommodation, air and road transport. Close to a billion people are involved in international travel in this industry which generates billions of dollars every year. Sometimes making a decision on which industry to work for can be quite hard given the many options available today across the globe. Below are five reasons why you should consider working in the travel and tourism industry.1. There are lots of work opportunities. The travel and tourism industry has a lot of opportunities employment for those seeking employment. You can work in the aviation sector, road, rail and water transport, accommodation providers like hotels and lodges, leisure and business travel agents and tour guides. It is now also possible to work from home thanks to technology which is convenient for some people like mums who have a child or children and do not want to be far away from home.2. The perks are good. The travel industry provides rewards that not many other industries do. For example those working in the airline industry can get free tickets for themselves and immediate family members to fly to any destination that the airline they work for flies to. Those who work as travel agents can get reduced travel fares and even pay reduced accommodation rates. Then there are the familiarization trips that those who work in the industry have the opportunity to take. Just think of an all expenses paid trip to places like the Seychelles, France, the Kenyan coast of Mombasa to name just a few.3. It is a growing industry. In spite of the recent downturn because of the threat of terrorism and the world recession, travel industry players are optimistic about its growth. In good times and bad times people always get the urge to move. And with more and more places becoming accessible because of air travel and with both air travel and hotel rates coming down in order to accommodate peoples pocket there is reason to believe that the travel industry will continue to grow and more markets will be reached which is good news for service providers. Furthermore technology like the internet has made it possible to access markets anywhere in the world, at any time of the day.4. It is never boring. Working in the industry almost means that you will meet new people from time to time. This is especially true for those who work as frontline staff in travel agencies, airline offices or hotels. Those who work in the airline industry as flight attendants have the opportunity to travel to different parts of the world, visit different towns and cities and see and experience different cultures. That can never be a boring job.5. You do not need years of studying to work in the industry. You may love a certain profession but because of the years of studying involved in learning it you may be discouraged from joining it. Not so with the travel and tourism industry. Three to six months may be enough depending on what qualification you are studying for to get you started working for this exciting industry. Some people because of their love for the work and experience gained in certain areas of the industry have even started working and studied for the paper qualifications later.

You need a cash advance immediately, but are too shy to ask relatives or friends, and are scared of the paperwork involved in a bank loan. Shed all your worries, for help is a mouse click away in the form of payday loans. Payday loans are one of the most convenient ways of getting a cash advance today with practically no paperwork or other hassles.Defining Payday loansPayday loans are a short-term cash advance, when it is needed the most…usually between paydays! Payday loans are a great way to get some cash to tide you over to your next paycheck. The goal of payday loans is to assist you with finances to meet that unforseen requirement. The money is given as a cash advance and is directly deposited into your personal checking account, after which the cash advance funds, plus a fee, are taken out of your account at the end of the loan which usually is your next payday.However, a payday loan is no substitute for long-term financial planning. This cash advance should only be taken to meet urgent financial needs until your next payday. It is only in emergencies that payday loans come in handy. Payday loans also bail you out of situations of bounced checks and late payment penalties by making the appropriate cash advance available.Understanding The Cost Of Payday LoansForewarned is forearmed! So it is with payday loans. If you know what this kind of cash advance will cost you, you will be in a better position to weigh the pros and cons of opting for it. This way you will also know exactly what amount you need to pay back to the payday loan companies.Your first step should be to find out the best rate of payday loan on offer. Whichever payday loan company you may choose you must know what will be the fixed amount that you will owe upon completing your payday loan.Usually most payday loan companies charge around $20 to $30 per $100 of cash advance. To ensure that there are no ambiguities, insist that your final payday loan amount is spelled out in dollars and cents. This will help you know what you need to pay, when your payday loan is due.To judge the best deal, go for the payday loans company that is offering a lower APR. Usually, most payday loan companies provide a cost-breakdown per 100-dollar increments that coincide with the rate.Furthermore, most payday loan fees are based on the duration of the cash advance. The standard APR for most companies falls into the 400 percent range. As an example, suppose you were to borrow $100 at a fee of $20 for a 2 week period and if you did not pay if for a year, your service charge would be $520 for a 520% APR. To which you need to remember to add the original $100 that you borrowed.There may be a situation where you are unable to repay the full amount of the cash advance to the payday loans company. In such a situation, the payday loans company generally charges the payday loans finance fee and defers the principal payment over a longer period of time, usually another 14 days.The Other Hidden CostsThere are several hidden costs in a payday loan! Remember, if you are unable to pay this cash advance and you happen to lose your job, the clock does not stop. If you default on the cash advance, which includes the principal plus interest, the payday loan company will reclaim the entire amount plus all the interest accrued on this loan. A payday loan company may exercise a number of options to collect this cash advance:·Sue you for the funds.·Use a collection agency.·Enter your details into a bad credit database which may limit your capacity to cash/write a check for commercial purposes.·File a legal complaint for bounced-check charges that may leave derogatory information on your credit file.By now, it should be clear that it is not prudent to go for payday loans without being aware of the repayment structure. To play it safe, make sure that the cash advance is repaid on time to the payday loans company. Read the fine print before you sign the agreement and understand the worst-case scenarios before deciding to take a payday loan. Once you understand the costs involved in obtaining a cash advance, you are a step nearer to fully enjoying the benefits of payday loans!

The Rewards of Vegetable GardeningIf you love to have fresh produces in the spring and summer, you should consider creating a home vegetable garden. Growing a vegetable garden is a fun and healthy hobby that anyone can excel at.While gardening, you may find that your troubles and stresses of the day simply float away. Home vegetable gardening relieves stress and allows you to be out in the sun. Vegetable gardening is proven to lower blood pressure and clear the mind. Also, the act of nurturing plants and watching them grow is rather soothing. And it can look good too!The Pros of Organic GardeningOne great aspect of home vegetable gardening is that it does not require a bunch of chemicals. Therefore, home vegetable gardening allows you to have more natural, juicy, and healthier vegetables that are also better for the environment. Using a lot of chemicals on vegetables is not only unhealthy for your body, but also takes a large toll on the environment. Growing your own vegetable garden and using less chemicals yields natural food.Organic vegetables are always the best-tasting because they will not be picked until they are completely ripe and you are ready to pick them. One more pro of growing your own organic vegetable garden is that it will save you money. Instead of buying all your organic vegetables at the store, you will have your own selection of vegetables at your disposal whenever you want them.Anyone can create a home vegetable garden. As long as you have dirt somewhere, you can create an outdoor vegetable garden in the solid ground. Even if you don’t have a plot of dirt, you can buy a few pots and create a container garden.Vegetable Gardening on Solid GroundBefore starting your vegetable garden, should keep in mind these simple thoughts: size, location, and soil.First of all, we’ll discuss the location. You must plot your garden in an area with plenty of shade and sufficient drainage. You must nurture your plants by putting them in a place that receives about 6 hours of sunlight each day. Every plant is different and requires a different amount of light, but the average is six hours a day.Therefore, do not plot your garden in a shady place! Also, make sure that your garden has adequate draining. If you place your garden at the bottom of a hill, water will flood your plants during the wet season; this is a common mistake that many beginning planters make. By locating your gardens away from bottoms of hills and other spots where water is likely to collect, you will prevent your vegetables from drowning!Second of all, let’s talk about size. You should decide how big you want your garden to be initially. Remember that you should start out small and expand later; otherwise the size of the garden may overwhelm you. I recommend starting out with a garden space of 25 square feet or less. After you get the hang of it, you can expand your vegetable garden as much as you would like.Third, let’s talk about soil. Soil is one of the most important aspects of gardening, so it is very important to have good soil to produce a good garden. The best type of soil is slightly loose and easy to till. Therefore, stay away from soil that is hard-packed. If your yard does not have a lot of good soil in it, you can fix this problem by using mulch or compost in your garden. Alternatively you can buy good soil from your local nursery.Mulch is usually an organic covering, such as straw, leaves, compost, or peat that you can cover your garden with to enrich the soil, prevent weed growth, and prevent excessive evaporation of water. Compost consists of any organic particle, such as dead leaves, manure, or (most commonly) kitchen scraps. People put compost in their yards to improve the soil and provide nutrients for plants. Composting kills two birds with one stone; it is great for your garden and cuts down on your trash.If you address the location, size, and soil of your garden, you will have a booming vegetable garden in no time. Also, some of these tips will also help those of you who choose to have a container vegetable garden.Vegetable Gardening in ContainersContainer gardening is the best type of gardening for many people. If you do not have a good plot of land to garden on, container gardening is your best bet. It is the most practical way to garden for those of us not lucky enough to have large plots of soiled land to garden on.There are many pros to container gardening. You can place your plants wherever you want: in your living room, on your patio, etc., so that you can add color and radiance wherever you would like. With container gardening, you can easily place plants wherever they receive the best growing conditions. Another pro is that you will have fewer pests eating your plants if they are in containers rather than in the ground.Although almost any plant will grow just fine in a container, there are some that grow exceptionally well in containers. These are: salad greens, spinach, tomatoes, eggplant, Swiss chard, radish, beets, peppers, and bush beans.The con of container gardening is that they require more upkeep and maintenance. You must check up on and water many container plants everyday.Most vegetable crops grow well in 5-gallon containers. No matter what size container you use, make sure it has adequate drainage to ensure a bountiful garden. You should add about 1 inch of coarse gravel in the bottom of the container to monitor drainage. Learn how to prepare the containers of each type of plant for a nice and low-cost indoor garden.Gardening Problems You Can TackleThere are two notorious enemies of gardening: weeds and pests. Here is some basic information and helpful hints on how to tackle each of these problems:One problem a person may have in plant gardening is staying on top of all of the weeds. In order to prevent weeds from taking over your garden, you should go out daily and pick the weeds. Picking weeds may seem like a dull task, but if you have the right attitude, it can actually be quite relaxing and stress relieving.Where there’s a garden, there are bugs. Unless you want to use a bunch of chemicals, you must go outside and kill any damaging bugs on your plants. But make sure not to kill the good bugs, such as ladybugs or praying mantis, because they kill the bad bugs that eat your plants. In fact, you can buy good bugs at your local plant store and put them in your garden to help kill pests. Because no bugs kill big pests such as grasshoppers, you must pick off these big pests by hand.The Love of Vegetable GardeningVegetable gardening is very rewarding because it makes you feel better, less stressed, and produces delicious vegetables for you to eat. If you like the fresh vegetables at farmer’s market, you’ll love to have a garden vegetable of your own to tend to and eat from.